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><channel><title>Wildwood Bailouts Blog &#187; bank</title> <atom:link href="http://www.wildwoodbailouts.com/tag/bank/feed/" rel="self" type="application/rss+xml" /><link>http://www.wildwoodbailouts.com</link> <description>All About Foreclosures, Loan Modifications And Short Sales</description> <lastBuildDate>Sat, 04 Feb 2012 08:08:36 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <image><link>http://www.wildwoodbailouts.com</link> <url>http://www.wildwoodbailouts.com/wp-content/plugins/cbnet-favicon/icons/favicon-17.ico</url><title>Wildwood Bailouts Blog</title> </image> <xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" /> <item><title>Loan Modification 2nd Mortgage</title><link>http://www.wildwoodbailouts.com/loan-modification-2nd-mortgage/</link> <comments>http://www.wildwoodbailouts.com/loan-modification-2nd-mortgage/#comments</comments> <pubDate>Fri, 08 Apr 2011 13:38:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loan Modifications]]></category> <category><![CDATA[after]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[chase,]]></category> <category><![CDATA[examples,]]></category> <category><![CDATA[loan]]></category> <category><![CDATA[loan modification 2nd mortgage]]></category> <category><![CDATA[loan modification 2nd mortgage 2010]]></category> <category><![CDATA[loan modification 2nd mortgage forgiveness]]></category> <category><![CDATA[loan modification 2nd mortgage help]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/loan-modification-2nd-mortgage/</guid> <description><![CDATA[<p>loan modification 2nd mortgage The face of foreclosure: Rocket-folder contested by petition ACLU At age 40, paramedic juggling her husband&#39;s medical bills and lost his house Cape Coral is the face of an effort to turn the lock Lee County accelerated. Home Equity Loans &#038; Second Mortgages</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/loan-modification-2nd-mortgage/">Loan Modification 2nd Mortgage</a></p>]]></description> <content:encoded><![CDATA[<p><strong>loan modification 2nd mortgage</strong><br
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/> <b>The face of foreclosure: Rocket-folder contested by petition ACLU</b> At age 40, paramedic juggling her husband&#39;s medical bills and lost his house Cape Coral is the face of an effort to turn the lock Lee County accelerated.</p><p><b>Home Equity Loans &#038; Second Mortgages</b><br
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href="http://www.wildwoodbailouts.com/free-bank-foreclosures-listings/">Free Bank Foreclosures Listings</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/free-bank-foreclosures-listings/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Foreclosures Ontario</title><link>http://www.wildwoodbailouts.com/foreclosures-ontario/</link> <comments>http://www.wildwoodbailouts.com/foreclosures-ontario/#comments</comments> <pubDate>Thu, 31 Mar 2011 13:54:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Foreclosures]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[bank foreclosures ontario]]></category> <category><![CDATA[bank foreclosures ontario canada]]></category> <category><![CDATA[canada]]></category> <category><![CDATA[cottage foreclosures ontario]]></category> <category><![CDATA[foreclosures ontario]]></category> <category><![CDATA[foreclosures ontario canada]]></category> <category><![CDATA[in]]></category> <category><![CDATA[list]]></category> <category><![CDATA[ontario]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/foreclosures-ontario/</guid> <description><![CDATA[<p>foreclosures ontario PRESS DIGEST &#8211; Wall Street Journal &#8211; March 25 March 25 (Reuters) &#8211; The following were the top stories inThe Wall Street Journal on Friday. Reuters has not verifiedthese stories and does not vouch for their accuracy. * Japan&#8217;s devastating combination &#8230; Power of Sale &#124; Bank Sale &#124; Foreclosures &#124; Hamilton Ontario</p><p>The Original Post is Located Here: <a
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/> <b>PRESS DIGEST &#8211; Wall Street Journal &#8211; March 25</b><br
/> March 25 (Reuters) &#8211; The following were the top stories inThe Wall Street Journal on Friday. Reuters has not verifiedthese stories and does not vouch for their accuracy. * Japan&#8217;s devastating combination &#8230;</p><p><b>Power of Sale | Bank Sale | Foreclosures | Hamilton Ontario</b><br
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href="http://www.wildwoodbailouts.com/foreclosures-ontario/">Foreclosures Ontario</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/foreclosures-ontario/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Christian And Associates Loan Modification</title><link>http://www.wildwoodbailouts.com/christian-and-associates-loan-modification/</link> <comments>http://www.wildwoodbailouts.com/christian-and-associates-loan-modification/#comments</comments> <pubDate>Mon, 08 Nov 2010 04:42:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loan Modifications]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[christian and associates loan modification]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/christian-and-associates-loan-modification/</guid> <description><![CDATA[<p>christian and associates loan modification Channel Tunnel Origins Proposals and attempts Key dates 1802 Albert Mathieu put forward a cross-Channel tunnel proposal. 1875 The Channel Tunnel Company Ltd began preliminary trials 1882 The Abbot&#8217;s Cliff heading had reached 897 yards (820 m) and that at Shakespeare Cliff was 2,040 yards (1,870 m) in length January 1975 A UKrance government [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/christian-and-associates-loan-modification/">Christian And Associates Loan Modification</a></p>]]></description> <content:encoded><![CDATA[<p><strong>christian and associates loan modification</strong></p><h2>Channel Tunnel</h2><p>Origins</p><p> Proposals and attempts</p><p> Key dates</p><p> 1802</p><p> Albert Mathieu put forward a cross-Channel tunnel proposal.</p><p> 1875</p><p> The Channel Tunnel Company Ltd began preliminary trials</p><p> 1882</p><p> The Abbot&#8217;s Cliff heading had reached 897 yards (820 m) and that at Shakespeare Cliff was 2,040 yards (1,870 m) in length</p><p> January 1975</p><p> A UKrance government backed scheme that started in 1974 was cancelled</p><p> February 1986</p><p> The Treaty of Canterbury was signed allowing the project to proceed</p><p> June 1988</p><p> First tunnelling commenced in France</p><p> December 1988</p><p> UK TBM commenced operation</p><p> December 1990</p><p> The service tunnel broke through under the Channel</p><p> May 1994</p><p> The tunnel was formally opened by HM The Queen and President Mitterrand</p><p> Mid 1994</p><p> Freight and passenger trains commenced operation</p><p> November 1996</p><p> A fire in a lorry shuttle severely damaged the tunnel</p><p> November 2007</p><p> High Speed 1, linking London to the tunnel, opened</p><p> September 2008</p><p> Another fire in a lorry shuttle severely damaged the tunnel</p><p> December 2009</p><p> Eurostar trains stranded in the tunnel due to condensation affecting the trains&#8217; electrical hardware</p><p> In 1802, French mining engineer Albert Mathieu put forward a proposal to tunnel under the English Channel, with illumination from oil lamps, horse-drawn coaches, and an artificial island mid-Channel for changing horses.</p><p> In the 1830s, Frenchman Aim Thom de Gamond performed the first geological and hydrographical surveys on the Channel, between Calais and Dover. Thom de Gamond explored several schemes and, in 1856, he presented a proposal to Napoleon III for a mined railway tunnel from Cap Gris-Nez to Eastwater Point with a port/airshaft on the Varne sandbank at a cost of 170 million francs, or less than GB7 million.</p><p> Thom de Gamond&#8217;s 1856 plan for a cross-Channel link, with a port/airshaft on the Varne sandbank mid-Channel</p><p> In 1865, a deputation led by George Ward Hunt proposed the idea of a tunnel to the Chancellor of the Exchequer of the day, William Ewart Gladstone.</p><p> After 1867, William Low and Sir John Clarke Hawkshaw promoted ideas, but none were implemented. An official Anglo-French protocol was established in 1876 for a cross-Channel railway tunnel. In 1881, British railway entrepreneur Sir William Watkin and French Suez Canal contractor Alexandre Lavalley were in the Anglo-French Submarine Railway Company that conducted exploratory work on both sides of the Channel. On the English side a 2.13-metre (7 ft) diameter Beumont-English boring machine dug a 1,893-metre (6,211 ft) pilot tunnel from Shakespeare Cliff. On the French side, a similar machine dug 1,669 metres (5,476 ft) from Sangatte. The project was abandoned in May 1882, owing to British political and press campaigns advocating that a tunnel would compromise Britain&#8217;s national defences. These early works were encountered more than a century later during the TML project.</p><p> In 1955, defence arguments were accepted to be irrelevant because of the dominance of air power; thus, both the British and French governments supported technical and geological surveys. Construction work commenced on both sides of the Channel in 1974, a government-funded project using twin tunnels on either side of a service tunnel, with capability for car shuttle wagons. In January 1975, to the dismay of the French partners, the British government cancelled the project. The government had changed to the Labour Party and there was uncertainty about EC membership, cost estimates had ballooned to 200% and the national economy was troubled. By this time the British Priestly TBM was ready and the Ministry of Transport was able to do a 300 m experimental drive. This short tunnel would however be reused as the starting and access point for tunnelling operations from the British side.</p><p> In 1979, the &#8220;Mouse-hole Project&#8221; was suggested when the Conservatives came to power in Britain. The concept was a single-track rail tunnel with a service tunnel, but without shuttle terminals. The British government took no interest in funding the project, but Prime Minister Margaret Thatcher said she had no objection to a privately funded project. In 1981 British and French leaders Margaret Thatcher and Franois Mitterrand agreed to set up a working group to look into a privately funded project, and in April 1985 promoters were formally invited to submit scheme proposals. Four submissions were shortlisted:</p><p> a rail proposal based on the 1975 scheme presented by Channel Tunnel Group/Franceanche (CTG/F),</p><p> Eurobridge: a 4.5 km span suspension bridge with a roadway in an enclosed tube</p><p> Euroroute: a 21 km tunnel between artificial islands approached by bridges, and</p><p> Channel Expressway: large diameter road tunnels with mid-channel ventilation towers.</p><p> The cross-Channel ferry industry protested under the name &#8220;Flexilink&#8221;. In 1975 there was no campaign protesting a fixed link, with one of the largest ferry operators (Sealink) being state-owned. Flexilink continued rousing opposition throughout 1986 and 1987. Public opinion strongly favoured a drive-through tunnel, but ventilation issues, concerns about accident management, and fear of driver mesmerisation led to the only shortlisted rail submission, CTG/F-M, being awarded the project.</p><p> Arrangement</p><p> A block diagram describing the organisation structure used on the project. Eurotunnel is the central organisation for construction and operation (via a concession) of the tunnel</p><p> The British Channel Tunnel Group consisted of two banks and five construction companies, while their French counterparts, Franceanche, consisted of three banks and five construction companies. The role of the banks was to advise on financing and secure loan commitments. On 2 July 1985, the groups formed Channel Tunnel Group/Franceanche (CTG/F). Their submission to the British and French governments was drawn from the 1975 project, including 11 volumes and a substantial environmental impact statement.</p><p> The design and construction was done by the ten construction companies in the CTG/F-M group. The French terminal and boring from Sangatte was undertaken by the five French construction companies in the joint venture group GIE Transmanche Construction. The English Terminal and boring from Shakespeare Cliff was undertaken by the five British construction companies in the Trankslink Joint Venture. The two partnerships were linked by TransManche Link (TML), a bi- national project organisation. The Matre d&#8217;Oeuvre was a supervisory engineering body employed by Eurotunnel under the terms of the concession that monitored project activity and reported back to the governments and banks.</p><p> In France, with its long tradition of infrastructure investment, the project garnered widespread approval and in April 1987 the French National Assembly gave unanimous support and, in June 1987, after a public inquiry, the Senate gave unanimous support. In Britain, select committees examined the proposal, making history by holding hearings outside of Westminster, in Kent. In February 1987, the third reading of the Channel Tunnel Bill took place in the House of Commons, and was carried by 94 votes to 22. The Channel Tunnel Act gained Royal assent and passed into English law in July of that year.</p><p> The Channel Tunnel is a build-own-operate-transfer (BOOT) project with a concession. TML would design and build the tunnel, but financing was through a separate legal entity: Eurotunnel. Eurotunnel absorbed CTG/F-M and signed a construction contract with TML; however, the British and French governments controlled final engineering and safety decisions. The British and French governments gave Eurotunnel a 55- (later 65-) year operating concession to repay loans and pay dividends. A Railway Usage Agreement was signed between Eurotunnel, British Rail and the Socit Nationale des Chemins de fer Franais guaranteeing future revenue in exchange for the railways obtaining half of the tunnel&#8217;s capacity.</p><p> Private funding for such a complex infrastructure project was of unprecedented scale. An initial equity of 45 million was raised by CTG/F-M, increased by 206 million private institutional placement, 770 million was raised in a public share offer that included press and television advertisements, a syndicated bank loan and letter of credit arranged 5 billion. Privately financed, the total investment costs at 1985 prices were 2600 million. At the 1994 completion actual costs were, in 1985 prices, 4650 million: an 80% cost overrun. The cost overrun was partly due to enhanced safety, security, and environmental demands. Financing costs were 140% higher than forecast.</p><p> Construction</p><p> Eleven tunnel boring machines, working from both sides of the Channel, cut through chalk marl to construct two rail tunnels and a service tunnel. The vehicle shuttle terminals are at Cheriton (part of Folkestone) and Coquelles, and are connected to the British and French motorways (M20 and A16 respectively).</p><p> Tunnelling commenced in 1988, and the tunnel began operating in 1994. In 1985 prices, the total construction cost was 4650 million (equivalent to 10152 million today), an 80% cost overrun. At the peak of construction 15,000 people were employed with daily expenditure over 3 million. Ten workers, eight of them British, were killed during construction between 1987 and 1993, most in the first few months of boring.</p><p> Completion</p><p> The Channel Tunnel was opened in Calais on 6 May 1994 by British Queen Elizabeth II and French President Franois Mitterrand</p><p> A small, two-inch (50-mm) diameter pilot hole allowed the service tunnel to break through without ceremony on 30 October 1990. On 1 December 1990, Englishman Graham Fagg and Frenchman Phillippe Cozette broke through the service tunnel with the media watching. Eurotunnel completed the tunnel on time, and the tunnel was officially opened by British Queen Elizabeth II and French President Franois Mitterrand in a ceremony held in Calais on 6 May 1994. The Queen travelled through the tunnel to Calais on a Eurostar train, which stopped nose to nose with the train that carried President Mitterrand from Paris. Following the ceremony President Mitterrand and the Queen travelled on Le Shuttle to a similar ceremony in Folkestone.</p><p> The Channel Tunnel Rail Link (CTRL), now called High Speed 1, runs 69 miles (111 km) from St Pancras railway station in London to the Channel Tunnel portal at Folkestone in Kent. It cost 5.8 billion. On 16 September 2003 UK Prime Minister Tony Blair opened the first section of High Speed 1, from Folkestone to north Kent. On 6 November 2007 the Queen officially opened High Speed 1 and St Pancras International station, replacing the original slower link to Waterloo International railway station. On High Speed 1 trains travelling at speeds up to 300 km/h (186 mph), the journey from London to Paris takes 2 hours 15 minutes and London to Brussels takes 1 hour 51 minutes.</p><p> In 1996, the American Society of Civil Engineers, with Popular Mechanics, selected the tunnel as one of the Seven Wonders of the Modern World.</p><p> Engineering</p><p> The Channel Tunnel exhibit at the National Railway Museum in York, England, showing the circular cross section of the tunnel with the overhead line powering a Eurostar train. Also visible is the segmented tunnel lining</p><p> Surveying undertaken in the twenty years before tunnel construction confirmed earlier speculations that a tunnel route could be bored through a chalk marl stratum. The chalk marl was conducive to tunnelling, with impermeability, ease of excavation and strength. While on the English side the chalk marl ran along the entire length of the tunnel, on the French side a length of 5 kilometres (3 mi) had variable and difficult geology. The Channel Tunnel consists of three bores: two 7.6-metre (25 ft) diameter rail tunnels, 30 metres (98 ft) apart, 50 kilometres (31 mi) in length with a 4.8-metre (16 ft) diameter service tunnel in between. There are also cross-passages and piston relief ducts. The service tunnel was used as a pilot tunnel, boring ahead of the main tunnels to determine the conditions. English access was provided at Shakespeare Cliff, while French access came from a shaft at Sangatte. The French side used five tunnel boring machines (TBMs), the English side used six. The service tunnel uses Service Tunnel Transport System (STTS) and Light Service Tunnel Vehicles (LADOGS). Fire safety was a critical design issue.</p><p> Between the portals at Beussingue and Castle Hill the tunnel is 50.5 kilometres (31 mi) long, with 3.3 kilometres (2 mi) under land on the French side, 9.3 kilometres (6 mi) under land on the UK side and 37.9 kilometres (24 mi) under sea. This makes the Channel Tunnel the second longest rail tunnel in the world, behind the Seikan Tunnel in Japan, but with the longest under-sea section. The average depth is 45 metres (148 ft) below the seabed. On the UK side, of the expected 5 million cubic metres (6.510^6 cu yd) of spoil approximately 1 million cubic metres (1.310^6 cu yd) was used for fill at the terminal site, and the remainder was deposited at Lower Shakespeare Cliff behind a seawall, reclaiming 74 acres (30 ha) of land. This land was then made into the Samphire Hoe Country Park. Environmental impact assessment did not identify any major risks for the project, and further studies into safety, noise, and air pollution were overall positive. However, environmental objections were raised over a high-speed link to London.</p><p> Geology</p><p> Geological profile along the tunnel as constructed. For the majority of its length the tunnel bores through a chalk marl stratum (layer)</p><p> Successful tunnelling under the channel required a sound understanding of the topography and geology and the selection of the best rock strata through which to tunnel. The geology generally consists of northeasterly dipping Cretaceous strata, part of the northern limb of the Wealden-Boulonnais dome. Characteristics include:</p><p> Continuous chalk on the cliffs on either side of the Channel containing no major faulting, as observed by Verstegan in 1698</p><p> Four geological strata, marine sediments laid down 90100 million years ago; pervious upper and middle chalk above slightly pervious lower chalk and finally impermeable Gault Clay. A sandy stratum, glauconitic marl (tortia), is in between the chalk marl and gault clay</p><p> A 2530-metre (8298 ft) layer of chalk marl (French: craie bleue) in the lower third of the lower chalk appeared to present the best tunnelling medium. The chalk has a clay content of 3040% providing impermeability to groundwater yet relatively easy excavation with strength allowing minimal support. Ideally the tunnel would be bored in the bottom 15 metres (49 ft) of the chalk marl, allowing water inflow from fractures and joints to be minimised, but above the gault clay that would increase stress on the tunnel lining and swell and soften when wet.</p><p> On the English side of the channel, the strata dip less than 5, however, on the French side, this increases to 20. Jointing and faulting is present on both the English and French sides. On the English side, only minor faults of displacement less than 2 metres (7 ft) exist. On the French side, displacements of up to 15 metres (49 ft) are present owing to the Quenocs anticlinal fold. The faults are of limited width, filled with calcite, pyrite and remoulded clay. The increased dip and faulting restricted the selection of route on the French side. To avoid confusion microfossil assemblages were used to classify the chalk marl. On the French side, particularly near the coast, the chalk was harder, more brittle, and more fractured than on the English side. This led to the adoption of different tunnelling techniques on the French and English sides.</p><p> No major geological hazards were identified; however, the Quaternary undersea valley Fosse Dangaered, and Castle Hill landslip located at the English portal, caused concerns. Identified by the 196465 geophysical survey, the Fosse Dangaered is an infilled valley system extending 80 metres (262 ft) below the seabed, 500 metres (1,640 ft) south of the tunnel route, located mid-channel. A 1986 survey showed that a tributary crossed the path of the tunnel, and so the tunnel route was made as far north and deep as possible. The English terminal had to be located in the Castle Hill landslip, which consists of displaced and tipping blocks of lower chalk, glauconitic marl and gault debris. Thus the area was stabilised by buttressing and inserting drainage adits. The service tunnels were pilot tunnels preceding the main tunnels, so that the geology, areas of crushed rock, and zones of high water inflow could be predicted. Exploratory probing took place in the service tunnels, in the form of extensive forward probing, vertical downward probes and sideways probing.</p><p> Surveying</p><p> Marine soundings and samplings by Thom de Gamond were carried out during 183367, establishing the seabed depth at a maximum of 55 metres (180 ft) and the continuity of geological strata (layers). Surveying continued over many years, with 166 marine and 70 land-deep boreholes being drilled and over 4000 line kilometres of marine geophysical survey completed. Surveys were undertaken in 195859, 196465, 197274 and 198688.</p><p> The surveying in 195859 catered for immersed tube and bridge designs as well as a bored tunnel, and thus a wide area was investigated. At this time marine geophysics surveying for engineering projects was in its infancy, with poor positioning and resolution from seismic profiling. The 1964-65 surveys concentrated on a northerly route that left the English coast at Dover harbour; using 70 boreholes, an area of deeply weathered rock with high permeability was located just south of Dover harbour.</p><p> Given the previous survey results and access constraints, a more southerly route was investigated in the 197273 survey and the route was confirmed to be feasible. Information for the tunnelling project also came from work before the 1975 cancellation. On the French side at Sangatte a deep shaft with adits was made. On the English side at Shakespeare Cliff, the government allowed 250 metres (820 ft) of 4.5 metres (15 ft) diameter tunnel to be driven. The actual tunnel alignment, method of excavation and support were essentially the same as the 1975 attempt. In the 198697 survey, previous findings were reinforced and the nature of the gault clay and tunnelling medium, chalk marl that made up 85% of the route, were investigated. Geophysical techniques from the oil industry were employed.</p><p> Tunnelling</p><p> Typical tunnel cross section, with a service tunnel between twin rail tunnels. Shown linking the rail tunnels is a piston relief duct, necessary to manage pressure changes due to the movement of trains</p><p> Tunnelling between England and France was a major engineering challenge, with the only precedent being the undersea Seikan Tunnel in Japan. A serious risk with underwater tunnels is major water inflow due to the water pressure from the sea above under weak ground conditions. The Channel Tunnel also had the challenge of timeeing privately funded, early financial return was paramount.</p><p> The objective was to construct: two 7.6-metre (25 ft) diameter rail tunnels, 30 metres (98 ft) apart, 50 kilometres (31 mi) in length; a 4.8-metre (16 ft) diameter service tunnel between the two main tunnels; pairs of 3.3-metre (11 ft) diameter cross-passages linking the rail tunnels to the service tunnel at 375-metre (1,230 ft) spacing; piston relief ducts 2-metre (7 ft) diameter connecting the rail tunnels at 250-metre (820 ft) spacing; two undersea crossover caverns to connect the rail tunnels. The service tunnel always preceded the main tunnels by at least 1 kilometre (0.6 mi) to ascertain the ground conditions. There was plenty of experience with tunnelling through chalk in the mining industry. The undersea crossover caverns were a complex engineering problem. The French cavern was based on the Mount Baker Ridge freeway tunnel in the USA. The UK cavern was dug from the service tunnel ahead of the main tunnels to avoid delay.</p><p> Precast segmental linings in the main TBM drives were used, but different solutions were used on the English and French sides. On the French side, neoprene and grout sealed bolted linings made of cast iron or high-strength reinforced concrete were used. On the English side, the main requirement was for speed and bolting of cast-iron lining segments was only carried out in areas of poor geology. In the UK rail tunnels, eight lining segments plus a key segment were used; on the French side, five segments plus a key segment. On the French side, a 55-metre (180 ft) diameter 75-metre (246 ft) deep grout-curtained shaft at Sangatte was used for access. On the English side, a marshalling area was 140 metres (459 ft) below the top of Shakespeare Cliff, and the New Austrian Tunnelling method (NATM) was first applied in the chalk marl here. On the English side, the land tunnels were driven from Shakespeare Cliff, the same place as the marine tunnels, not from Folkestone. The platform at the base of the cliff was not large enough for all of the drives and, despite environmental objections, tunnel spoil was placed behind a reinforced concrete seawall, on condition of placing the chalk in an enclosed lagoon to avoid wide dispersal of chalk fines. Owing to limited space, the precast lining factory was on the Isle of Grain in the Thames estuary.</p><p> On the French side, owing to the greater permeability to water, earth pressure balance TBMs with open and closed modes were used. The TBMs were of a closed nature during the initial 5 kilometres (3 mi), but then operated as open, boring through the chalk marl stratum. This minimised the impact to the ground and allowed high water pressures to be withstood, and it also alleviated the need to grout ahead of the tunnel. The French effort required five TBMs: two main marine machines, one main land machine (the short land drives of 3 km allowed one TBM to complete the first drive then reverse direction and complete the other), and two service tunnel machines. On the English side, the simpler geology allowed faster open-faced TBMs. Six machines were used, all commenced digging from Shakespeare Cliff, three marine-bound and three for the land tunnels. Towards the completion of the undersea drives, the UK TBMs were driven steeply downwards and buried clear of the tunnel. The French TBMs then completed the tunnel and were dismantled. A 900 mm gauge railway was used on the English side during construction.</p><p> In contrast to the English machines, which were simply given alphanumeric names, the French tunnelling machines were all named after women: Brigitte, Europa, Catherine, Virginie, Pascaline, Sverine.</p><p> Railway design</p><p> Interior of Eurotunnel Shuttle, a vehicle shuttle train. The largest railway wagons in the world, the shuttle trains transport vehicles between terminals on either side of the tunnel</p><p> Communications</p><p> There are three communication systems in the tunnel: concession radio (CR) for mobile vehicles and personnel within Eurotunnel&#8217;s Concession (terminals, tunnels, coastal shafts); track-to-train radio (TTR) for secure speech and data between trains and the railway control centre; shuttle internal radio (SIR) for communication between shuttle crew and to passengers over car radios.</p><p> Power supply</p><p> All tunnel services run on electricity, shared equally from English and French sources. Power is delivered to the locomotives via an overhead line (catenary) at 25 kV 50 Hz.</p><p> A large proportion of the railway south of London uses a 750 V DC third rail to deliver electrical power; however since the opening of High Speed 1 there is no need to use the third rail system for any part of the Eurostar journey. High Speed 1, the tunnel itself and the route to Paris has power provided via overhead catenary at 25 kV 50 Hz. The railways in Brussels are also electrified by overhead catenaries, but at 3000 V DC.</p><p> Signalling</p><p> A cab signalling system is used that gives information directly to train drivers on a display. There is Automatic Train Protection (ATP) that stops the train if the speed differs from that indicated on the in-cab display. TVM430, as used on LGV Nord, is used in the tunnel. The maximum allowed speed is 160 km/h.</p><p> Track system</p><p> The American Sonneville International Corporation track system consisting of UIC60 rails on 900A grade resting on microcellular EVA pads, bolted into concrete was chosen. The larger European GB+ loading gauge was used rather that one of the smaller UK alternatives; this gauge is maintained on High Speed 1 as far as Barking in east London. ballasted track was ruled out owing to maintenance constraints and a need for geometric stability.</p><p> Rolling stock</p><p> Eurotunnel shuttle</p><p> Main articles: Eurotunnel shuttle and Eurotunnel Class 9</p><p> Initially 38 Le Shuttle locomotives were commissioned, working in pairs with one at each end of a shuttle train. The shuttles have two separate halves: single and double deck. Each half has two loading/unloading wagons and twelve carrier wagons. Eurotunnel&#8217;s original order was for nine tourist shuttles.</p><p> HGV shuttles also have two halves, with each half containing one loading wagon, one unloading wagon and 14 carrier wagons. There is a club car behind the leading locomotive. Eurotunnel originally ordered six HGV shuttles rakes.</p><p> Freight locomotives</p><p> See also: British Rail Class 92</p><p> Forty-six Class 92 locomotives for hauling freight trains and overnight passenger trains (the Nightstar project, which was abandoned) were commissioned, which can run on both overhead AC and third-rail DC power.</p><p> International passenger</p><p> Main article: British Rail Class 373</p><p> Thirty-one Eurostar trainsased on the French TGVuilt to UK loading gauge, and with many modifications for safety within the tunnel, were commissioned, with split ownership between British Rail, French National Railway Company and National Railway Company of Belgium. British Rail ordered seven more for services north of London.</p><p> At the end of 2009, extensive fire-proofing requirements were dropped and Deutsche Bahn received permission to run German Intercity-Express (ICE) trains through the Channel Tunnel in the future.</p><p> Service locomotives</p><p> Diesel locomotives for rescue and shunting work are Eurotunnel Class 0001 and Eurotunnel Class 0031.</p><p> Operation</p><p> Usage and services</p><p> A Channel Tunnel traffic graph showing the number of passengers and tonnes of freight. Freight vehicle shuttle numbers dropped in 1996/7 owing to closure of the service after the November 1996 fire</p><p> The British terminal at Cheriton in west Folkestone. The terminal services <a
href="http://www.shuttle-jifi.cz">shuttle</a> trains that carry vehicles, and is linked to the M20 motorway</p><p> The Folkestone White Horse is the last view of England for most passengers embarking at the Cheriton terminal</p><p> Services offered by the tunnel are:</p><p> Eurotunnel shuttle (formerly Le shuttle) roll-on roll-off shuttle service for road vehicles,</p><p> Eurostar passenger trains,</p><p> through freight trains.</p><p> Both the freight and passenger traffic forecasts that led to the construction of the tunnel were largely and universally overestimated. Particularly, Eurotunnel&#8217;s commissioned forecasts were over-predictions. Although the captured share of Channel crossings (competing with air and sea) was forecast correctly, high competition and reduced tariffs has led to low revenue. Overall cross-Channel traffic was overestimated.</p><p> Passenger traffic volumes</p><p> Total cross-tunnel passenger traffic volumes peaked at 18.4 million in 1998, then dropped to 14.9 million in 2003, from then rising again to 16.1 million in 2008.</p><p> At the time of deciding to build the tunnel, 15.9 million passengers were predicted for Eurostar trains in the opening year. In 1995, the first full year, actual numbers were a little over 2.9 million, growing to 7.1 million in 2000, then dropping again to 6.3 million in 2003. However, Eurostar was also limited by the lack of a high-speed connection on the British side. After the completion of High Speed 1 (formerly CTRL) to London in two stages in 2003 and 2007, traffic increased. In 2008, Eurostar carried 9,113,371 passengers in cross-Channel-Tunnel traffic, a 10% increase over the previous year, despite traffic limitations due to the 2008 Channel Tunnel fire.</p><p>  Year </p><p> Passengers transported&#8230;</p><p> by Eurostar[A]</p><p> (actual ticket sales)</p><p> by Eurotunnel Passenger Shuttles</p><p> (estimated, millions)</p><p> Total</p><p> (estimated, millions)</p><p> 1994</p><p> ~100,000</p><p> 0.2</p><p> 0.3</p><p> 1995</p><p> 2,920,309</p><p> 4.4</p><p> 7.3</p><p> 1996</p><p> 4,995,010</p><p> 7.9</p><p> 12.9</p><p> 1997</p><p> 6,004,268</p><p> 8.6</p><p> 14.6</p><p> 1998</p><p> 6,307,849</p><p> 12.1</p><p> 18.4</p><p> 1999</p><p> 6,593,247</p><p> 11.0</p><p> 17.6</p><p> 2000</p><p> 7,130,417</p><p> 9.9</p><p> 17.0</p><p> 2001</p><p> 6,947,135</p><p> 9.4</p><p> 16.3</p><p> 2002</p><p> 6,602,817</p><p> 8.6</p><p> 15.2</p><p> 2003</p><p> 6,314,795</p><p> 8.6</p><p> 14.9</p><p> 2004</p><p> 7,276,675</p><p> 7.8</p><p> 15.1</p><p> 2005</p><p> 7,454,497</p><p> 8.2</p><p> 15.7</p><p> 2006</p><p> 7,858,337</p><p> 7.8</p><p> 15.7</p><p> 2007</p><p> 8,260,980</p><p> 7.9</p><p> 16.2</p><p> 2008</p><p> 9,113,371</p><p> 7.0</p><p> 16.1</p><p> A only passengers taking Eurostar to cross the Channel</p><p> Freight traffic volumes</p><p> Cross-tunnel freight traffic volumes have been erratic, with a decrease during 1997 due to a closure caused by a fire in a freight shuttle. The total freight crossings increased over the period, indicating the substitutability of the tunnel by sea crossings. The tunnel has achieved a cross-Channel freight traffic market share close to or above Eurotunnel&#8217;s 1980s predictions but Eurotunnel&#8217;s 1990 and 1994 predictions were overestimates.</p><p> For freight transported on through freight trains, the first year freight prediction was 7.2 million gross tonnes, however, the 1995 figure was 1.3 million gross tonnes. Through freight volumes peaked in 1998 at 3.1 million tonnes. However, with continuing problems, this figure fell back to 1.21 million tonnes in 2007, increasing again slightly to 1.24 million tonnes in 2008.</p><p> However, together with that carried on freight shuttles, freight traffic growth has occurred since opening, with 6.4 million tonnes carried in 1995, 18.4 million tonnes recorded in 2003 and 19.6 million tonnes in 2007.</p><p>  Year </p><p> Freight transported&#8230;</p><p> by through freight trains</p><p> (actual tonnes)</p><p> by Eurotunnel Truck Shuttles</p><p> (estimated, million tonnes)</p><p> Total</p><p> (estimated, million tonnes)</p><p> 1994</p><p> 0</p><p> 0.8</p><p> 0.8</p><p> 1995</p><p> 1,349,802</p><p> 5.1</p><p> 6.4</p><p> 1996</p><p> 2,783,774</p><p> 6.7</p><p> 9.5</p><p> 1997</p><p> 2,925,171</p><p> 3.3</p><p> 6.2</p><p> 1998</p><p> 3,141,438</p><p> 9.2</p><p> 12.3</p><p> 1999</p><p> 2,865,251</p><p> 10.9</p><p> 13.8</p><p> 2000</p><p> 2,947,385</p><p> 14.7</p><p> 17.6</p><p> 2001</p><p> 2,447,432</p><p> 15.6</p><p> 18.0</p><p> 2002</p><p> 1,463,580</p><p> 15.6</p><p> 17.1</p><p> 2003</p><p> 1,743,686</p><p> 16.7</p><p> 18.4</p><p> 2004</p><p> 1,889,175</p><p> 16.6</p><p> 18.5</p><p> 2005</p><p> 1,587,790</p><p> 17.0</p><p> 18.6</p><p> 2006</p><p> 1,569,429</p><p> 16.9</p><p> 18.5</p><p> 2007</p><p> 1,213,647</p><p> 18.4</p><p> 19.6</p><p> 2008</p><p> ~1,240,000[B]</p><p> 14.2</p><p> 15.4</p><p> B From October 2007, Eurotunnel invoices through railfreight by trains rather than tonne.</p><p> Eurotunnel&#8217;s freight subsidiary is Europorte 2. In September 2006 EWS, the UK&#8217;s largest rail freight operator, announced that owing to cessation of UK-French government subsidies of 52 million per annum to cover the Channel Tunnel &#8220;Minimum User Charge&#8221; (a subsidy of around 13,000 per train, at a traffic level of 4,000 trains per annum), freight trains would stop running after 30 November.</p><p> Economic performance</p><p> Shares in Eurotunnel were issued at 3.50 per share on 9 December 1987. By mid-1989 the price had risen to 11.00. Delays and cost overruns led to the share price dropping; during demonstration runs in October 1994 the share price reached an all-time low value. Eurotunnel suspended payment on its debt in September 1995 to avoid bankruptcy. In December 1997 the British and French governments extended Eurotunnel&#8217;s operating concession by 34 years to 2086. Financial restructuring of Eurotunnel occurred in mid-1998, reducing debt and financial charges. Despite the restructuring The Economist reported in 1998 that to break even Eurotunnel would have to increase fares, traffic and market share for sustainability. A cost benefit analysis of the Channel Tunnel indicated that there were few impacts on the wider economy and few developments associated with the project, and that the British economy would have been better off if the tunnel had not been constructed.</p><p> Under the terms of the Concession, Eurotunnel was obliged to investigate a cross-Channel road tunnel. In December 1999 road and rail tunnel proposals were presented to the British and French governments, but it was stressed that there was not enough demand for a second tunnel. A three-way treaty between the United Kingdom, France and Belgium governs border controls, with the establishment of control zones wherein the officers of the other nation may exercise limited customs and law enforcement powers. For most purposes these are at either end of the tunnel, with the French border controls on the UK side of the tunnel and vice versa. For certain city-to-city trains, the train itself represents a control zone. A binational emergency plan coordinates UK and French emergency activities.</p><p> In 1999 Eurostar posted its first ever net profits, having previously made a loss of 925m in 1995.</p><p> Terminals</p><p> A Peugeot 807 entering a shuttle wagon at the French terminal at Coquelles near Calais in northern France</p><p> The terminals sites are at Cheriton (Folkestone in the United Kingdom) and Coquelles (Calais in France). The terminals are unique facilities designed to transfer vehicles from the motorway onto trains at a rate of 700 cars and 113 heavy vehicles per hour. The UK site uses the M20 motorway. The terminals are organised with the frontier controls juxtaposed with the entry to the system to allow travellers to go onto the motorway at the destination country immediately after leaving the shuttle. The area of the UK site was severely constrained and the design was challenging. The French layout was achieved more easily. To achieve design output, the shuttles accept cars on double-decks; for flexibility, ramps were placed inside the shuttles to provide access to the top decks. At Folkestone there is 20 kilometres (12 mi) of mainline track and 45 turnouts with eight platforms. At Calais there is 30 kilometres (19 mi) of track with 44 turnouts. At the terminals the shuttle trains traverse a figure eight to reduce uneven wear on the wheels.</p><p> Regional impact</p><p> A 1996 report from the European Commission predicted that Kent and Nord-Pas de Calais had to face increased traffic volumes due to general growth of cross-Channel traffic and traffic attracted by the tunnel. In Kent, a high-speed rail line to London would transfer traffic from road to rail. Kent&#8217;s regional development would benefit from the tunnel, but being so close to London restricts the benefits. Gains are in the traditional industries and are largely dependent on the development of Ashford International passenger station, without which Kent would be totally dependent on London&#8217;s expansion. Nord-Pas-de-Calais enjoys a strong internal symbolic effect of the Tunnel which results in significant gains in manufacturing.</p><p> The removal of a bottleneck by means like the Channel Tunnel does not necessarily induce economic gains in all adjacent regions, the image of a region being connected to the European high-speed transport and active political response are more important for regional economic development. Tunnel-induced regional development is small compared to general economic growth. The South East of England is likely to benefit developmentally and socially from faster and cheaper transport to continental Europe, but the benefits are unlikely to be equally distributed throughout the region. The overall environmental impact is almost certainly negative.</p><p> Five years after the opening of the tunnel, there were few and small impacts on the wider economy, and it was difficult to identify major developments associated with the tunnel. It has been postulated that the British economy would have actually been better off without the costs from the construction project, both Eurotunnel and Eurostar, companies heavily involved in the Channel Tunnel&#8217;s construction and operation, have had to resort to large amounts of government aid to deal with debts amounted. Eurotunnel has been described as being in a serious situation.</p><p> Incidents</p><p> This section&#8217;s representation of one or more viewpoints about a controversial issue may be unbalanced or inaccurate.</p><p> Please improve the article or discuss the issue on the talk page.</p><p> Fires</p><p> Main articles: 1996 Channel Tunnel fire and 2008 Channel Tunnel fire</p><p> There have been three fires in the Channel Tunnel that were significant enough to close the tunnelll on the heavy goods vehicle (HGV) shuttlesnd other more minor incidents.</p><p> During an &#8220;invitation only&#8221; testing phase on 9 December 1994 a fire broke out in a Ford Escort car whilst its owner had been loading it on to the upper deck of a tourist shuttle. The fire started at approximately 10:00 with the shuttle train stationary in the Folkestone terminal and was extinguished around 40 minutes later with no passenger injuries.</p><p> On 18 November 1996 a fire broke out on a heavy goods vehicle shuttle wagon in the tunnel but nobody was seriously hurt. The exact cause is unknown, although it was not a Eurotunnel equipment or rolling stock problem; it may have been due to arson of a heavy goods vehicle. It is estimated that the heart of the fire reached 1,000 C (1,800 F), with the tunnel severely damaged over 46 metres (151 ft), with some 500 metres (1,640 ft) affected to some extent. Full operation recommenced six months after the fire.</p><p> The tunnel was closed for several hours on 21 August 2006, when a truck on an HGV shuttle train caught fire. On 11 September 2008 a fire occurred in the Channel Tunnel at 13:57 GMT. The incident started on a freight-carrying vehicle train travelling towards France. The event occurred 11 kilometres (6.8 mi) from the French entrance to the tunnel. No one was killed but several people were taken to hospitals suffering from smoke inhalation, and minor cuts and bruises. The tunnel was closed to all traffic, with the undamaged South Tunnel reopening for limited services two days later. Full service resumed on 9 February 2009 after repairs costing 60 million.</p><p> Train failures</p><p> On the night of 19/20 February 1996, approximately 1,000 passengers became trapped in the Channel Tunnel when two British Rail Class 373 trains on continent-bound Eurostar service broke down owing to electronic failures caused by snow and ice.</p><p> On 3 August 2007 an electrical failure lasting six hours caused passengers to be trapped in the tunnel on a Eurotunnelshuttle crossing.</p><p> On the evening of 18 December 2009, during the December 2009 European snowfall, five London-bound trains operating Eurostar services failed inside the tunnel, trapping 2,000 passengers in the tunnel overnight. The large number of failed trains meant that both running tunnels were blocked. Five Class 373 trains had departed from Brussels and Paris and encountered cold temperatures in Northern France, the coldest for eight years. A Eurotunnel spokesperson explained that the problem had arisen because of &#8216;fluffy snow&#8217; in France, which had evaded the &#8216;winterisation&#8217; shields designed to stop snow getting into the electrics. Electrical failure was then caused by the transition from the cold air in France to the warm atmosphere inside the tunnel. Four of the failed trains had been carrying passengers, with the fifth being empty; one train from Brussels had been turned back to Brussels before reaching the tunnel. Two trains were hauled out of the tunnel using diesel-powered Eurotunnel Class 0001. The blocking of the Channel Tunnel led to the implementation of Operation Stack, the transformation of the M20 motorway into a linear car park.</p><p> Problems started at around 21:00, with Kent fire brigade being alerted at 21:46. The journeys of those involved took between eleven and sixteen hours. Snow that had built up on the trains then melted in the heat of the tunnel, the water causing electrical faults. Of the five Class 373 trains and two turned back:</p><p> 18:59 Brusselsondon (9157); towed to London St Pancras by a Eurotunnel diesel locomotive. Delay of 3 hours 49 minutes.</p><p> 18:43 Parisondon (9053); 700 passengers evacuated via service tunnel to an empty Eurotunnel shuttle train in opposite running tunnel. Passengers taken to Ashford International railway station, for conventional trains to London. Late into London by 12 hours, arriving at 08:00 the next morning.</p><p> 19:13 Parisondon (9055); Coupled to adjacent 20:13 Eurostar train behind and dragged out by diesel locomotive, then continued to London. Hauled to Folkestone and picked up passengers from 20:13 Paris service behind it.</p><p> 19:37 Disneylandondon (9057); 664 passengers evacuated via service tunnel to an empty Eurotunnel shuttle train in opposite running tunnel and taken via France.</p><p> 20:13 Parisondon (9059); Coupled to adjacent 19:13 Eurostar train in front, passengers transferred to the earlier 19:13 train for journey to London or taken via Folkestone and transported in five coaches by road to London.</p><p> 20:29 Brusselsondon (9163), held at Calais then turned back to Brussels before reaching the Channel Tunnel.</p><p> 21:13 Parisondon (9063), held at Calais then turned back to Paris before reaching the Channel Tunnel.</p><p> The occasion was the first time during the fifteen years that a Eurostar train had to be evacuated inside the tunnel itself; the failing of four at once being described as &#8220;unprecedented&#8221;. The Channel Tunnel reopened at 05:40 CET the following morning.</p><p> The following evening, on 19 December 2009, an extra Eurostar service from Paris broke down. The train successfully negotiated the Channel Tunnel itself, then broke down outside. A second train was sent to tow the first to London, but failed at 18:25 while trying to haul it up a steep incline crossing Thurrock Viaduct on the outskirts of London. Eurostar passenger services restarted on 22 December 2009.</p><p> Nirj Deva, Member of the European Parliament for South East England, has called on Eurostar chief executive Richard Brown to resign over the incidents.</p><p> A further Class 373 unit on Brusselsondon service broke down in the tunnel on 7 January 2010. The train had 236 passengers on board and was towed to Ashford; other trains that had not yet reached the tunnel were turned back.</p><p> An independent report on the 18/19 December 2009 incidents was issued on 12 February 2010. The report was compiled by Christopher Garnett (former CEO of Great North Eastern Railway) and Claude Gressier (a French transport expert) and made 21 recommendations.<br
/> <br
/> Asylum and immigration</p><p> Immigrants and would-be asylum seekers have been known to use the tunnel to attempt to enter Britain. By 1997, the problem had already attracted international press attention, and the French Red Cross opened a refugee centre at Sangatte in 1999, using a warehouse once used for tunnel construction; by 2002 it housed up to 1500 persons at a time, most of them trying to get to the UK. At one point, large numbers came from Afghanistan, Iraq and Iran, but African and Eastern European countries are also represented.</p><p> Most migrants who got into Britain found some way to ride a freight train, but others used Eurostar. Though the facilities were fenced, airtight security was deemed impossible; refugees would even jump from bridges onto moving trains. In several incidents people were injured during the crossing; others tampered with railway equipment, causing delays and requiring repairs. Eurotunnel said it was losing 5m per month because of the problem. A dozen refugees have died in crossing attempts.</p><p> In 2001 and 2002, several riots broke out at Sangatte and groups of refugees (up to 550 in a December 2001 incident) stormed the fences and attempted to enter en masse. Immigrants have also arrived as legitimate Eurostar passengers without proper entry papers.</p><p> Local authorities in both France and the UK called for the closure of Sangatte, and Eurotunnel twice sought an injunction against the centre. The United Kingdom blamed France for allowing Sangatte to open, and France blamed the UK for its lax asylum rules and the EU for not having a uniform immigration policy. The cause clbre nature of the problem even included journalists detained as they followed refugees onto railway property.</p><p> In 2002, after the European Commission told France that it was in breach of European Union rules on the free transfer of goods, because of the delays and closures as a result of its poor security, a double fence was built at a cost of 5 million, reducing the numbers of refugees detected each week reaching Britain on goods trains from 250 to almost none. Other measures included CCTV cameras and increased police patrols. At the end of 2002, the Sangatte centre was closed after the UK agreed to take some of its refugees.</p><p> See also: asylum shopping</p><p> Safety</p><p> The service tunnel is used for access to technical equipment in cross-passages and equipment rooms, to provide fresh-air ventilation, and for emergency evacuation. The Service Tunnel Transport System (STTS) allows fast access to all areas of the tunnel. The service vehicles are rubber-tyred with a buried guidance wire system. Twenty-four STTS vehicles were made, and are used mainly for maintenance but also for firefighting and in emergencies. &#8220;Pods&#8221; with different purposes, up to a payload of 2.55 t (2.85.5 tons), are inserted into the side of the vehicles. The STTS vehicles cannot turn around within the tunnel, and are driven from either end. The maximum speed is 80 km/h (50 mph) when the steering is locked. A smaller fleet of fifteen Light Service Tunnel Vehicles (LADOGS) were introduced to supplement the STTSs. The LADOGS have a short wheelbase with a 3.4 m (11 ft) turning circle allowing two-point turns within the service tunnel. Steering cannot be locked like the STTS vehicles, and maximum speed is 50 km/h (31 mph). Pods up to 1 tonne can be loaded onto the rear of the vehicles. Drivers in the tunnel sit on the right, and the vehicles drive on the left. Owing to the risk of French personnel driving on their native right side of the road, sensors in the road vehicles alert the driver if the vehicle strays to the right side of the tunnel.</p><p> The three tunnels contain 6,000 tonnes (6,600 tons) of air that needs to be conditioned for comfort and safety. Air is supplied from ventilation buildings at Shakespeare Cliff and Sangatte, with each building capable of full duty providing 100% standby capacity. Supplementary ventilation also exists on either side of the tunnel. In the event of a fire, ventilation is used to keep smoke out of the service tunnel and move smoke in one direction in the main tunnel to give passengers clean air. The Channel Tunnel was the first mainline railway tunnel to have special cooling equipment. Heat is generated from traction equipment and drag. The design limit was set at 30 C (86 F), using a mechanical cooling system with refrigeration plants on both the English and French sides that run chilled water circulating in pipes within the tunnel.</p><p> Trains travelling at high speed create piston-effect pressure changes that can affect passenger comfort, ventilation systems, tunnel doors, fans and the structure of the trains, and drag on the trains. Piston relief ducts of 2-metre (7 ft) diameter were chosen to solve the problem, with 4 ducts per kilometre to give close to optimum results. Unfortunately this design led to unacceptable lateral forces on the trains so a reduction in train speed was required and restrictors were installed in the ducts.</p><p> The safety issue of a fire on a passenger-vehicle shuttle garnered much attention, with Eurotunnel itself noting that fire was the risk gathering the most attention in a 1994 Safety Case for three reasons: ferry companies opposed to passengers being allowed to remain with their cars; Home Office statistics indicating that car fires had doubled in ten years; and the long length of the tunnel. Eurotunnel commissioned the UK Fire Research Station to give reports of vehicle fires, as well as liaising with Kent Fire Brigade to gather vehicle fire statistics over one year. Fire tests took place at the French Mines Research Establishment with a mock wagon used to investigate how cars burned. The wagon door systems are designed to withstand fire inside the wagon for 30 minutes, longer than the transit time of 27 minutes. Wagon air conditioning units help to purge dangerous fumes from inside the wagon before travel. Each wagon has a fire detection and extinguishing system, with sensing of ions or ultraviolet radiation, smoke and gases that can trigger halon gas to quench a fire. Since the Heavy Goods Vehicle (HGV) wagons are not covered, fire sensors are located on the loading wagon and in the tunnel itself. A 10-inch (250 mm) water main in the service tunnel provides water to the main tunnels at 125-metre (410 ft) intervals. The ventilation system can control smoke movement. Special arrival sidings exist to accept a train that is on fire, as the train is not allowed to stop whilst on fire in the tunnel. Eurotunnel has banned a wide range of hazardous goods from travelling in the tunnel. Two STTS vehicles with firefighting pods are on duty at all times, with a maximum delay of 10 minutes before they reach a burning train.</p><p> See also</p><p> British Rail Class 373</p><p> Irish Sea tunnel</p><p> Japan-Korea Undersea Tunnel</p><p> List of Rail megaprojects</p><p> Samphire Hoe</p><p> Notes</p><p> ^ &#8220;The Channel Tunnel&#8221;. raileurope.com. http://www.raileurope.com/us/rail/eurostar/channel_tunnel.htm. Retrieved 19 July 2009. </p><p> ^ a b Institute of Civil Engineers p. 95</p><p> ^ &#8220;Turkey Building the World&#8217;s Deepest Immersed Tube Tunnel&#8221;. Popular Mechanics. http://www.popularmechanics.com/science/extreme_machines/4217338.html?series=23. Retrieved 19 July 2009. </p><p> ^ a b Chisholm, Michael (1995). Britain on the edge of Europe. London: Routledge. p. 151. ISBN 0415119219. </p><p> ^ a b Reynolds, Christopher (19 May 1996). &#8220;Seven Wonders of the World: The Modern List&#8221;. The Plain Dealer. </p><p> ^ a b Whiteside p. 17</p><p> ^ &#8220;The Channel Tunnel&#8221;. library.thinkquest.org. http://library.thinkquest.org/5983/pages/chunnel.htm. Retrieved 19 July 2009. </p><p> ^ a b c d e f g h i j Wilson pp. 1421</p><p> ^ a b Flyvbjerg et al. p. 12</p><p> ^ &#8220;Four men caught in Channel Tunnel&#8221;. BBC News. 4 January 2008. http://news.bbc.co.uk/1/hi/england/kent/7171985.stm. Retrieved 19 July 2009. </p><p> ^ &#8220;Sangatte refugee camp&#8221;. The Guardian. http://www.guardian.co.uk/uk/2002/may/23/immigration.immigrationandpublicservices1. Retrieved 19 July 2009}. </p><p> ^ &#8220;Subterranea Britannica: Channel Tunnel &#8211; 1880 attempt&#8221;. subbrit.org. http://www.subbrit.org.uk/sb-sites/sites/c/channel_tunnel_1880_attempt/index.shtml. Retrieved 19 July 2009. </p><p> ^ Whiteside pp. 1823</p><p> ^ &#8220;The Proposed Tunnel Between England and France&#8221;. The New York Times. 7 August 1866. http://query.nytimes.com/mem/archive-free/pdf?res=9A00EFD9133DE53BBC4F53DFBE66838D679FDE. Retrieved 3 January 2008. </p><p> ^ Gladstone, William (1902). A. W. Hutton &amp; H.J. Cohen. ed. The Speeches Of The Right Hon. W. E. Gladstone On Home Rule, Criminal Law, Welsh And Irish Nationality, National Debt And The Queen&#8217;s Reign. The Speeches And Public Addresses Of The Right Hon. W. E. Gladstone, M.P.. X. London: Methuen And Company. </p><p> ^ Kirkland pp. 1011</p><p> ^ a b c Flyvbjerg et al. pp. 9697</p><p> ^ Flyvbjerg et al. p. 3</p><p> ^ a b &#8220;On this day: Tunnel links UK and Europe&#8221;. BBC News. 1 December 1990. http://news.bbc.co.uk/onthisday/hi/dates/stories/december/1/newsid_2516000/2516473.stm. Retrieved 19 July 2009. </p><p> ^ a b c Anderson, pp. xvivii</p><p> ^ Harlow, John (2 April 1995). &#8220;Phantom Trains Wreak Havoc in Channel Tunnel&#8221;. The Times. </p><p> ^ &#8220;ingenious: Navvies&#8221;. ingenious. 11 March 2008. http://www.ingenious.org.uk/Read/Identity/RailwaysandIdentity/Navvies/. Retrieved 19 July 2009. </p><p> ^ &#8220;Thirteen workers die as safety standards are ignored in race to build Olympic sites&#8221;. The Independent. http://www.independent.co.uk/news/world/europe/thirteen-workers-die-as-safety-standards-are-ignored-in-race-to-build-olympic-sites-558698.html. Retrieved 26 September 2008. </p><p> ^ Glenn Frankel (31 October 1990). &#8220;Britain and France Link Up-at Last&#8221;. The Washington Post. </p><p> ^ &#8220;Chunnel birthday&#8221;. Evening Mail (Birmingham Post &amp; Mail Ltd). 2 December 2000. </p><p> ^ a b &#8220;On This Day &#8211; 1994: President and Queen open Chunnel&#8221;. BBC News. 6 May 1994. http://news.bbc.co.uk/onthisday/hi/dates/stories/may/6/newsid_2511000/2511653.stm. Retrieved 12 January 2008. </p><p> ^ Woodman, Peter (14 November 2007). &#8220;High-speed Rail Link Finally Completed&#8221;. Press Association National Newswire. </p><p> ^ &#8220;New high-speed rail line opens to link Britain to Europe&#8221;. Channel NewsAsia (MediaCorp News). 15 November 2007. </p><p> ^ Gilbert, Jane (1 December 2006). &#8220;`Chunnel&#8217; workers link France and Britain&#8221;. The Daily Post (New Zealand) (APN New Zealand Ltd). </p><p> ^ Kirkland p. 13</p><p> ^ Institute of Civil Engineers p. 208</p><p> ^ Flyvbjerg et al. p. 51</p><p> ^ Harris, C.S. et al., ed (1996). Engineering Geology of the Channel Tunnel. London: Thomas Telford. p. 57. ISBN 0727720457. </p><p> ^ a b c Kirkland pp. 2150</p><p> ^ a b c Kirkland pp. 2226</p><p> ^ a b c d Kirkland pp. 63128</p><p> ^ Wilson p. 38</p><p> ^ Kirkland p. 29</p><p> ^ Wilson p. 44</p><p> ^ Kirkland pp. 117128</p><p> ^ Pierre-Jean Pompee. &#8220;Channel Tunnel: Tunnel&#8217;s Construction&#8221;. pagesperso-orange.fr. http://pagesperso-orange.fr/batisseurs-tunnel/3tunnels.pdf. Retrieved 19 July 2009. </p><p> ^ Kirkland pp. 129132</p><p> ^ Kirkland pp. 134148</p><p> ^ a b Article: Railway electric traction 9 August 2009</p><p> ^ Kirkland pp. 149155</p><p> ^ Article-de: Eurotunnel#Betrieb 9 August 2009</p><p> ^ a b Kirkland pp. 157174</p><p> ^ &#8220;Strategic Freight Network: The Longer-Term Vision&#8221;. Department for Transport. http://www.dft.gov.uk/pgr/rail/strategyfinance/strategy/freightnetwork/. Retrieved 17 May 2009. </p><p> ^ Kirkland pp. 175211</p><p> ^ Edmonds, Sam (16 December 2009). &#8220;Deutsche Bahn gets access to Channel Tunnel&#8221;. Deutsche Welle. http://www.dw-world.de/dw/article/0,,5018915,00.html?maca=en-rss-en-all-1573-rdf. Retrieved 20 December 2009. </p><p> ^ &#8220;Deutsche Bahn allowed through chunnel&#8221;. Austin News. 16 December 2009. http://www.austinnews.net/story/578370. Retrieved 20 December 2009. </p><p> ^ a b Flyvbjerg et al. p. 22</p><p> ^ a b c d e f g Ricard Anguera (May 2006). &#8220;The Channel Tunneln ex post economic evaluation&#8221;. Transportation Research Part A: Policy and Practice 40 (4): 291315. doi:10.1016/j.tra.2005.08.009. </p><p> ^ a b &#8220;Eurotunnel 2008 traffic and revenue figures&#8221;. Eurotunnel. 15 January 2009. http://www.eurotunnel.com. Retrieved 15 January 2009. </p><p> ^ a b c d e &#8220;Traffic figures&#8221;. Eurotunnel. http://www.eurotunnel.com/ukcP3Main/ukcCorporate/ukcTheGroup/ukcOperations/ukpTraffic. Retrieved 15 January 2009. </p><p> ^ a b &#8220;Study Report Annex 2&#8243;. Initial East Kent and Ashford Sub-Regional Study for The South East Plan. South East England Regional Assembly. June 2004. pp. Table 11. http://www.southeast-ra.gov.uk/southeastplan/key/study_areas/initial_studies/east_kent_ashford_annex 2.xls. Retrieved 21 January 2009. </p><p> ^ &#8220;Eurotunnel 2003 Revenue &amp; Traffic&#8221;. Eurotunnel. 20 January 2004. http://www.eurotunnel.com/ukcP3Main/ukcCorporate/ukcMediaCentre/ukcNewsReleases/ukcNews2004/ukcJanuary2004/ukpPr0401Revenue.htm. Retrieved 21 January 2009. </p><p> ^ a b &#8220;Eurotunnel: 2005 Traffic and revenue figures.&#8221;. Eurotunnel. 16 January 2006. http://www.eurotunnel.com/ukcP3Main/ukcCorporate/ukcMediaCentre/ukcNewsReleases/ukcNews2006/ukcJanuary2006/ukpPr06012005TrafficAndRevenue.htm. Retrieved 21 January 2009. </p><p> ^ a b c &#8220;Eurotunnel 2007 Traffic and Revenue figures: a remarkable year&#8221;. Eurotunnel. 15 January 2008. http://www.eurotunnel.com/ukcP3Main/ukcCorporate/ukcMediaCentre/ukcNewsReleases/ukcNews2008/ukcJanuary2008/ukpPr0801TrafficAndRevenue2007.htm. Retrieved 21 January 2009. </p><p> ^ &#8220;Eurotunnel gets backing for freight service&#8221;. AFX (Agence France Presse). 28 October 2004. </p><p> ^ Dominic O&#8217;Connell (3 September 2006). &#8220;Chunnel cash row threatens freight trains&#8221;. London: The Times. http://business.timesonline.co.uk/tol/business/industry_sectors/transport/article626416.ece. Retrieved 3 September 2006. </p><p> ^ &#8220;Megaprojects and Risk: An Anatomy of Ambition&#8221;. josephcoates.com. http://www.josephcoates.com/pdf_files/268_Megaprojects_and_Risk.pdf. Retrieved 19 July 2009. </p><p> ^ Flyvbjerg et al. pp. 3234</p><p> ^ Flyvbjerg, B. Buzelius, N. Rothengatter, W (2003). Megaprojects and Risk. Cambridge: Cambridge University Press. ISBN 0521009464. </p><p> ^ &#8220;Eurotunnel unveils plans for second link&#8221;. Birmingham Post. 6 January 2000. </p><p> ^ &#8220;The CPS: Channel Tunnel&#8221;. Crown Prosecution Service. http://www.cps.gov.uk/legal/section2/chapter_f.html#_Toc44570638. Retrieved 11 March 2008. </p><p> ^ Kirkland p. 331</p><p> ^ Kirkland pp. 255270</p><p> ^ European Commission pp. 220222</p><p> ^ European Commission pp. 248252</p><p> ^ Fayman, Sonia; Metge, Pierre (September 1995). &#8220;The regional impact of the Channel Tunnel: Qualitative and quantitative analysis&#8221;. European Planning Studies 3 (3): 333. </p><p> ^ Button, Kenneth (July 1990). &#8220;The Channel Tunnel: The Economic Implications for the South East of England&#8221;. The Geographical Journal 156 (2): 187199. doi:10.2307/635327. </p><p> ^ Flyvbjerg et al. p. 6869</p><p> ^ &#8220;Coming soon: the Dome on wheels&#8221;. New Statesman. http://www.newstatesman.com/200104020018. Retrieved 28 April 2009. </p><p> ^ Harrison, Michael (10 February 2004). &#8220;Eurotunnel calls for government support after record 1.3bn loss&#8221;. The Independent. http://www.independent.co.uk/news/business/news/eurotunnel-calls-for-government-support-after-record-acircpound13bn-loss-569459.html. Retrieved 21 July 2009. </p><p> ^ &#8220;Eurotunnel has 4bn too much debt&#8221;. The Telegraph. 12 January 2005. http://www.telegraph.co.uk/finance/2917255/Eurotunnel-has-4bn-too-much-debt.html. Retrieved 21 July 2009. </p><p> ^ &#8220;Debt-laden Channel tunnel rail link is &#8216;nationalised&#8217;&#8221;. The Guardian. 21 February 2006. http://www.guardian.co.uk/business/2006/feb/21/transportintheuk.politics. Retrieved 21 July 2009. </p><p> ^ &#8220;Facts and figures Eurotunnel 2000-2004/Forecast 2005: Commentry and a suggestion&#8221;. Adacte.com. June 2005. http://www.adacte.com/economiepolitique/hollandais17062005.doc. Retrieved 21 July 2009. </p><p> ^ Wolmar, Christian (10 December 1994). &#8220;Fire raises Channel Tunnel fears&#8221;. The Independent. http://www.independent.co.uk/news/fire-raises-channel-tunnel-fears-1389084.html. Retrieved 25 December 2009. </p><p> ^ &#8220;Inquiry into the fire on Heavy Goods Vehicle shuttle 7539 on 18 November 1996&#8243;. Channel Tunnel Safety Authority. May 1997. ISBN 0115519319. http://www.railwaysarchive.co.uk/documents/CTSA_ChanTun1996.pdf. Retrieved 21 July 2009. </p><p> ^ a b C. J. Kirkland (2002). &#8220;The fire in the Channel Tunnel&#8221; (PDF). Tunnelling and Underground Space Technology 17: 129132. doi:10.1016/S0886-7798(02)00014-7. http://www.ita-aites.org/cms/fileadmin/filemounts/ovion/doc/safety/sydney/OS12.PDF. </p><p> ^ &#8220;Lorry fire closes Channel Tunnel&#8221;. BBC News. 21 August 2006. http://news.bbc.co.uk/2/hi/uk_news/england/5271784.stm. Retrieved 21 August 2006. </p><p> ^ Rail Accident Investigation Branch (October 2007) Fire on HGV shuttle in the Channel Tunnel 21 August 2006 . Department for Transport. (Report).</p><p> ^ Robert Wright (12 September 2008). &#8220;Channel tunnel fire causes further cancellations&#8221;. Financial Times. http://www.ft.com/cms/s/0/ad05c7e6-8062-11dd-99a9-000077b07658.html. Retrieved 21 July 2009. </p><p> ^ &#8220;Channel Tunnel Fire Evacuation&#8221;. Sky News. 11 September 2008. http://news.sky.com/skynews/Home/UK-News/Channel-Tunnel-Closed-Due-To-A-Fire/Article/200809215097705?lpos=UK+News_0&amp;lid=ARTICLE_15097705_Channel+Tunnel+Closed+Due+To+A+Fire. Retrieved 9 March 2009. </p><p> ^ &#8220;Eurotunnel fully open to traffic&#8221;. Eurotunnel.com. http://www.eurotunnel.com/ukcP3Main/ukcCorporate/ukcMediaCentre/ukcNewsReleases/ukcNews2009/ukcFebruary2009/ukpPr0902Eurotunnel-back-to-full-capacity.htm. Retrieved 14 January 2010. </p><p> ^ Wolmar, Christian (22 February 1996). &#8220;Wrong kind of snow in tunnel&#8230;&#8221;. The Independent. http://www.independent.co.uk/news/wrong-kind-of-snow-in-tunnel-1320248.html. Retrieved 21 December 2009. </p><p> ^ &#8220;Delays after Channel Tunnel fault&#8221;. BBC News. 3 August 2007. http://news.bbc.co.uk/1/hi/england/kent/6929713.stm. Retrieved 14 January 2010. </p><p> ^ a b c &#8220;Severe Weather Brings Eurostar To A Halt&#8221;. Sky News. 19 December 2009. http://news.sky.com/skynews/Home/UK-News/Eurostar-Says-All-Scheduled-Services-Tomorrow-Have-Been-Cancelled/Article/200912315504284. Retrieved 19 December 2009. </p><p> ^ Eurostar blames &#8216;fluffy&#8217; snow for weekend chaos The Times 21 December 09</p><p> ^ Eurostar cancels trains over snow &#8211; Press Association (21 December 09)</p><p> ^ Cole, Rob (18 December 2009). &#8220;&#8216;Nightmare&#8217; Over For Stranded Passengers&#8221;. Sky News. http://news.sky.com/skynews/Home/UK-News/Eurostar-Trains-Trapped-In-Channel-Tunnel-As-Snow-And-Ice-Brings-Services-To-A-Halt/Article/20091&#8230;<br
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As a result, they pay higher-than-necessary interest rates and get home loans with less than ideal terms.</p><p>A good mortgage lender will help you by doing these things:</p><ul><li> <strong>Doing the preliminary work to give you an accurate picture of the price range of Dade County home that you can afford: </strong>Whether you are qualifying for a <u>Jumbo loan</u> to buy a luxury condo in South Miami or a manufactured home loan to buy a lot and home in Homestead, <u>Florida</u>, you need to know how large a loan you can get before you start home shopping in Dade County;</li></ul><ul><li> <strong>Identifying the best mortgage program</strong> to use to buy your home in Doral or Key Biscayne or any other Dade County community: The team of mortgage brokers from 1st Continental Mortgage will be happy to help you compare Dade County mortgage programs to assure you of getting the best combination of rate and terms on your home purchase or <u>refinance</u>;</li></ul><ul><li> <strong>Explaining the documentation required to get your Dade County home loan: </strong>Your licensed FL mortgage broker will assemble your loan package and check that you have met your lender&#8217;s requirements before he submits your loan package to the lender;</li></ul><ul><li> <strong>Giving you an accurate good faith estimate on your Dade County home loan</strong>: Some Dade County brokers are notorious for playing games with the numbers on their good faith estimates. They underestimate insurance costs or taxes or omit line items to make the bottom line on their good faith estimates come in lower than those of other Dade County mortgage brokers. These shady mortgage brokers count on the fact that their deception will not become apparent to the home buyer until the HUD arrives right before the closing. Then, the home buyer will pay the difference just to avoid having to start over with another mortgage broker and <u>Florida mortgage lender</u>. It&#8217;s unethical, but mortgage brokers in Miami, FL and Miami Shores Village, FL do it all the time. It&#8217;s no way to earn a reputation as a competent and customer-focused mortgage broker in Dade County. Expect a properly prepared good faith estimate and white glove service from 1st Continental Mortgage, whether you are buying a home in Hialeah, Miami Springs or any of the other cities in Dade County.</li></ul><ul><li> <strong>Keeping you updated on the progress of your lender in approving your financing for your Dade County home</strong>: 1st Continental Mortgage will be proactive in keeping you informed of the status of your Dade County home loan and in dealing with any issues that might delay the closing of your Dade County FHA loan in Hialeah Gardens or any other Dade County neighborhood. Whether you are refinancing an ARM in South Bay Village or getting a <u>mobile home loan</u> in Pahokee, we will give you the best combination of interest rates and terms on your Dade County mortgage.</li></ul><ul><li> <strong>Coordinating the activities of the many professionals who play a role in getting your Dade County home loan closed</strong>: Your 1st Continental Dade County mortgage specialist will be your liaison in dealing with Realtors, appraisers, home inspectors, underwriters, title company representatives, etc. You can relax knowing that your mortgage broker is taking care of the details so that your closing will happen on-time and without any surprises.</li></ul><p>1st Continental Mortgage&#8217;s mortgage pros will be your single point of contact for your mortgage in <strong>Biscayne Park</strong> or <strong>El Portal</strong> or any other Dade County city. Call them today at 800-570-0448.</p><p>Dade County Pre foreclosure and Bank Owned Properties Attract Miami Real Estate Investors</p><p>Prices that are much lower than a year or two ago and the high rate of foreclosure on <em>sub-prime mortgages</em> has created strong interest in <strong>Dade County real estate</strong> among <u>real estate investors</u>. Many of our best repeat mortgage customers in Dade County are real estate investors purchasing pre-foreclosure homes in cities like <u>Medley, FL or South Miami</u> or rehabbers buying and flipping REOs in <u>Surfside or Sweetwater</u>.</p><p>Seasoned real estate investors recognize that <strong>now is an excellent time to be bargain hunting</strong> in Dade County&#8217;s real estate market. With the long term prospects for continued population growth and with good prospects for the Dade economy, now may be the right time to <em>buy investment property</em> in Dade County.</p><p>FHA 203b home loans allow qualified home buyers to <u>borrow 100% of the purchase price of a home and up to $5000 to make repairs on Fannie Mae foreclosures</u>. FHA home loans and specialized home loans such as the <strong>FHA 203b loan</strong> have been popular home loans for investing in <u>Miami</u> Dade County real estate.</p><p>Whether you are buying a first home with an FHA mortgage in <u>North Bay Village</u>, building a <strong>custom luxury home</strong> in <u>Islandia</u>, or looking to buy a bargain priced pre foreclosure using a conventional mortgage in <u>Indian Creek Village</u>, you should start now by calling 1st Continental Mortgage at 1-800-570-0448. <em>Don&#8217;t miss the best opportunity to buy a home</em> in Dade County in decades.</p><p><strong>About the Author</strong><br
/></p><p>http://www.fhamortgageprograms.com/florida/Dade-County/</p><p>http://www.fhamortgageprograms.com/faq/fha.shtml</p><p>http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml</p><p>http://www.fhamortgageprograms.com/</p><p>http://www.fhamortgageprograms.com/florida/Miami/</p><p><script type="text/javascript">hopfeed_template="";hopfeed_align="LEFT";hopfeed_type="IFRAME";hopfeed_affiliate_tid="";hopfeed_affiliate="savvysues";hopfeed_fill_slots="false";hopfeed_height=280;hopfeed_width=336;hopfeed_cellpadding=5;hopfeed_rows=3;hopfeed_cols=1;hopfeed_font="Verdana, Arial, Helvetica, Sans Serif";hopfeed_font_size="9pt";hopfeed_font_color="#000000";hopfeed_border_color="#FFFFFF";hopfeed_link_font_color="#3300FF";hopfeed_link_font_hover_color="#3300FF";hopfeed_background_color="#FFFFFF";hopfeed_keywords="loan modifications";hopfeed_path="http://savvysues.hopfeed.com";hopfeed_link_target="_blank";</script><br
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style='clear:both'></div><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/foreclosures-in-miami-fl/">Foreclosures In Miami Fl</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/foreclosures-in-miami-fl/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Flagstaff Foreclosures</title><link>http://www.wildwoodbailouts.com/flagstaff-foreclosures/</link> <comments>http://www.wildwoodbailouts.com/flagstaff-foreclosures/#comments</comments> <pubDate>Sun, 12 Sep 2010 23:51:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Foreclosures]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[estate]]></category> <category><![CDATA[flagstaff foreclosures]]></category> <category><![CDATA[flagstaff foreclosures for sale]]></category> <category><![CDATA[flagstaff foreclosures free]]></category> <category><![CDATA[flagstaff foreclosures sale]]></category> <category><![CDATA[foreclosure]]></category> <category><![CDATA[photo]]></category> <category><![CDATA[pine canyon flagstaff foreclosures]]></category> <category><![CDATA[sharing]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/flagstaff-foreclosures/</guid> <description><![CDATA[<p>flagstaff foreclosures Arizona’s Real Estate Market ‘08 Arizona&#8217;s economic outlook has received mixed reviews by leading economists. The consensus is that Arizona will likely experience decelerated growth throughout the first half of the year, with in all likelihood the economy will show signs of improvement towards the end of the year. A positive close to [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/flagstaff-foreclosures/">Flagstaff Foreclosures</a></p>]]></description> <content:encoded><![CDATA[<p><strong>flagstaff foreclosures</strong><br
/> <img
style="margin-right:20px" src="http://www.wildwoodbailouts.com/wp-content/uploads/flagstaff foreclosures.jpg" alt="flagstaff foreclosures" border="0" align="left" /></p><h2>Arizona’s Real Estate Market ‘08</h2><p>Arizona&rsquo;s economic outlook has received mixed reviews by leading economists. The consensus is that Arizona will likely experience decelerated growth throughout the first half of the year, with in all likelihood the economy will show signs of improvement towards the end of the year.</p><p>A positive close to 2008, will depend on the strength of Arizona&rsquo;s housing market leading into the final quarter of the year. An important factor for judging the overall strength of the economy, in 2008, will rely heavily on the housing industry not experiencing any drastic changes or unforeseeable obstacles.</p><p>Marshall Vest, Economic and Business Research director for the University of Arizona stated, &ldquo;It will be a number of months before economists can say for sure that Arizona&rsquo;s economy is contracting, but recent trends in the data that we do have are ominous.&rdquo;</p><p>There are many indicators which have Vest and many other economists concerned for Arizona&rsquo;s start to 2008, which includes: employment and the introduction of the employer-sanctions law;  automotive sales and retail sales in general; new home sales and inventories, resale home prices, and building permits;  and employment growth in health, manufacturing, and mining sectors.</p><p>There is good news! Mainly the economic diversity and export-oriented industries, in Arizona, which are expected to experience continued growth.  Arizona, in regards to taxation, is a very appealing state for entrepreneurs; so we can expect a continued influx of new businesses, including residents, and tourists.</p><p>What does this mean for Arizona&rsquo;s real estate market?</p><p>Georganna Meyer, Chief economist for the Arizona Department of Revenue said, &ldquo;I expect the real estate market and contracting to continue to have reduced activity in 2008, but recovery should begin in 2009. As a result, I expect state tax revenues will grow only slightly in 2008, if at all. Whether we&#8217;re in a recession or not, the results will be the same.&rdquo;</p><p>In general, the declining number of construction permits will reduce builders&rsquo; inventories, helping to stabilize Arizona&rsquo;s housing market and returning it to pre-boom growth patterns. Home values will also show a decline to start the year off, due to foreclosure and restrictive lending practices, which will make Arizona more appealing to new residents. The local job market and entrepreneurial appeal will likely contribute to Arizona&rsquo;s predicted rebound late 2008.</p><p>Information Source:</p><p>Beard, B. (2007). The Arizona Republic, Arizona&rsquo;s economic challenge for 2008.</p><p><strong>About the Author</strong><br
/></p><p>You can browse <a
href="http://www.newhomessection.com">Arizona real estate</a>, <a
href="http://www.newhomessection.com/resources/arizona_builders.php">new home builders in Arizona</a> and <a
href="http://www.newhomessection.com/resources/az/northern-arizona-home-builders-in-arizona.php">Northern Arizona homes</a> by visiting Arizona&#8217;s real estate website, New Homes Section today.</p><p><b>FLAGSTAFF Foreclosures, HUD Owned Home for Sale &#8211; 1280 S MARK LN, 86001</b><br
/><script type="text/javascript">ch_client="savvysue";ch_width=468;ch_height=60;ch_type="mpu";ch_sid="Wildwoods Bailouts";ch_backfill=1;ch_color_site_link="#0000CC";ch_color_title="#0000CC";ch_color_border="#FFFFFF";ch_color_text="#000000";ch_color_bg="#FFFFFF";</script><br
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style='clear:both'></div><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/flagstaff-foreclosures/">Flagstaff Foreclosures</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/flagstaff-foreclosures/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Bank Foreclosures Homes For Sale</title><link>http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/</link> <comments>http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/#comments</comments> <pubDate>Fri, 20 Aug 2010 05:23:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Foreclosures]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[bank foreclosures homes for sale]]></category> <category><![CDATA[for]]></category> <category><![CDATA[homes]]></category> <category><![CDATA[realestate]]></category> <category><![CDATA[sale]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/</guid> <description><![CDATA[<p>bank foreclosures homes for sale Why Bank Foreclosure Homes Are a Safe Bet? In the times of soaring real estate prices, buying property can be a daunting task, especially when you have a set budget to buy property. However, there are some ways to buy home at a price lower than the market rate. The [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/">Bank Foreclosures Homes For Sale</a></p>]]></description> <content:encoded><![CDATA[<p><strong>bank foreclosures homes for sale</strong><br
/> <img
style="margin-right:20px" src="http://www.wildwoodbailouts.com/wp-content/uploads/bank foreclosures homes for sale.jpg" alt="bank foreclosures homes for sale" border="0" align="left" /></p><h2>Why Bank Foreclosure Homes Are a Safe Bet?</h2><p>In the times of soaring real estate prices, buying property can be a daunting task, especially when you have a set budget to buy property. However, there are some ways to buy home at a price lower than the market rate. The best option is to <a
href="http://www.redcrownrealty.com/" target="_blank" title="Buy foreclosures homes"><strong>buy foreclosure homes</strong></a>, which an average Joe can afford easily.</p><p>Foreclosed homes are legally acquired from a borrower who fails to pay mortgage loan. Lender banks confiscate the homes of defaulters and put them on sale at a cheaper price. Besides banks, certain government agencies like the US Department of Housing and Urban Development also acquire foreclosed property. The reason why foreclosed properties are sold at a cheap price is because banks, government agencies and financial institutions want to recover the principal amount as quickly as possible.</p><p>When you buy foreclosure homes, be assured that you are engaging in a safe and profitable real estate investment. There are different lender foreclosures including default pre-foreclosures, REO (Real Estate Owned) by banks/government agencies and lender foreclosure. Of these lender foreclosures, <strong><a
href="http://www.redcrownrealty.com/faq.php" target="_blank" title="bank foreclosure homes for sale">bank foreclosure homes for sale</a> </strong>are the safest bet.</p><p>Why Bank Foreclosure Homes are Safe?</p><p>There are many benefits of buying foreclosed homes from banks:</p><ul><li><p>You don&rsquo;t have to worry about property taxes, eviction and other responsibilities. The bank will take care of these obligations related to the property.</p></li><li><p>The bank will clear all liens and judgments before selling foreclosed homes. This can be extremely beneficial and hassle-free if compared with other real estate auctions.</p></li></ul><p>How to Find Bank Foreclosure Homes for Sale?</p><p>The best option to find and buy foreclosure homes is to search for a real estate agency and then contact different banks through the agency. You can visit the websites of real estate agents to find out whether they offer good bank-owned foreclosed homes or not. There are several banks that enlist such homes on the sites of real estate agents.</p><p>After acquiring information about the right foreclosed home, you should begin negotiation with the bank. You can do this either through a real estate agent or by contacting the bank directly. The bank would want to hurry the selling process.</p><p><strong>About the Author</strong><br
/></p><p>Myself webmaster of http://www.redcrownrealty.com   &#8211; A source for <a
href="http://www.redcrownrealty.com/" title="Buy foreclosure homes">Buy foreclosure homes</a>, bank foreclosed properties, find foreclosed homes listing, A smart  way to own <a
href="http://www.redcrownrealty.com/faq.php" title="Bank  foreclosure homes for sale">Bank  foreclosure homes for sale</a> , bank owned foreclosed properties and Bank foreclosed homes.</p><p><b>House in foreclosure? Or in Bank Foreclosed Homes for Sale?</b><br
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style='clear:both'></div><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/">Bank Foreclosures Homes For Sale</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/bank-foreclosures-homes-for-sale/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Ontario Foreclosures</title><link>http://www.wildwoodbailouts.com/ontario-foreclosures/</link> <comments>http://www.wildwoodbailouts.com/ontario-foreclosures/#comments</comments> <pubDate>Sun, 11 Jul 2010 18:54:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Foreclosures]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[canada]]></category> <category><![CDATA[in]]></category> <category><![CDATA[list]]></category> <category><![CDATA[ontario]]></category> <category><![CDATA[ontario foreclosures]]></category> <category><![CDATA[ontario foreclosures for sale]]></category> <category><![CDATA[real estate ontario foreclosures]]></category> <category><![CDATA[toronto ontario foreclosures]]></category> <category><![CDATA[windsor ontario foreclosures]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/ontario-foreclosures/</guid> <description><![CDATA[<p>ontario foreclosures What is a Real Estate Short Sale? Short sales in real estate have become more common in the past few years as a result of the collapsing value of houses. It is an option for a homeowner facing foreclosure. In a short sale, the lender or mortgage holder will agree to accept less [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/ontario-foreclosures/">Ontario Foreclosures</a></p>]]></description> <content:encoded><![CDATA[<p><strong>ontario foreclosures</strong><br
/> <img
style="margin-right:20px" src="http://www.wildwoodbailouts.com/wp-content/uploads/ontario foreclosures.jpg" alt="ontario foreclosures" border="0" align="left" /></p><h2>What is a Real Estate Short Sale?</h2><p>Short sales in real estate have become more common in the past few years as a result of the collapsing value of houses. It is an option for a homeowner facing foreclosure. In a short sale, the lender or mortgage holder will agree to accept less than the full amount due on the mortgage if the homeowner is able to sell the property at fair market value.</p><p>There are criteria that must be met for a short sale. The first is that the value of the home has dropped. A real estate agent can verify this through an analysis of comparable homes in the neighbourhood and their recent sales amounts. The mortgage must also be in default. Some lenders will consider a short sale if it appears that the property may go into default. This move could avoid the lengthy process of foreclosure. The homeowner must demonstrate that he/she has become insolvent; the prospect of continuing to pay the mortgage is unlikely, and there are no assets to cover the shortfall between the fair market price and the amount owing on the loan.</p><p>Although a short sale may seem to be a solution to many homeowners&#8217; problems, a short sale is also a complex transaction. The first hurdle is to find a buyer for the home. If no offers are made, there is no short sale. The lender must approve the buyer, if one does make an offer. A real estate agent must be willing to handle the transaction for a reduced commission. The Internal Revenue Service may assess taxes on the difference between the amount owed and the amount received through a sale. This could be considered debt forgiveness, and is taxable in some circumstances. A short sale will also appear on the homeowner&#8217;s credit report, with adverse effects.</p><p>One of the advantages to the homeowner of a short sale is that he/she will find it easier to obtain financing on a future home; someone who has gone through foreclosure will find it more difficult to obtain financing for a number of years. A foreclosure stays on one&#8217;s credit report for ten years.</p><p>There are advantages for a mortgage holder to agree to a short sale. The process of foreclosure can be lengthy; a homeowner may remain in the home for a period up to a year without making any payments while the paperwork is completed. In a foreclosure, the bank then carries the property on its books, and must either sell it at auction hoping to recoup some of the outstanding loan, or find a private buyer for the property. Most banks are not in the business of actually buying and selling property. There are also liability issues on bank-owned homes and maintaining the properties in a safe and secure manner is costly.</p><p>When entering into financial agreements with long-lasting consequences, it is a good idea to get advice from a real estate lawyer and a tax accountant. The decision to short sell should be weighed against all other options. One of the benefits to the homeowner will be the knowledge that he/she did everything possible to make a clean break in an untenable situation, and can walk away with some dignity and relief at leaving a bad situation.</p><p><strong>About the Author</strong><br
/> <br
/> If you&#8217;re looking for a new home, make sure to check out<br
/> <a
href="http://www.real-estate-london-ontario.ca">London Ontario homes</a><br
/> . It&#8217;s situated in a beautiful region and offers an excellent learning environment. For more details, visit<br
/> <a
href="http://www.real-estate-london-ontario.ca">London Ontario real estate</a><br
/> .</p><p><b>ONTARIO Foreclosures, HUD Owned Home for Sale &#8211; 1430 N GARDENIA AVE, 91762</b><br
/><script type="text/javascript">ch_client="savvysue";ch_width=468;ch_height=60;ch_type="mpu";ch_sid="Wildwoods Bailouts";ch_backfill=1;ch_color_site_link="#0000CC";ch_color_title="#0000CC";ch_color_border="#FFFFFF";ch_color_text="#000000";ch_color_bg="#FFFFFF";</script><br
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style='clear:both'></div><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/ontario-foreclosures/">Ontario Foreclosures</a></p>]]></content:encoded> <wfw:commentRss>http://www.wildwoodbailouts.com/ontario-foreclosures/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Canadian Foreclosures</title><link>http://www.wildwoodbailouts.com/canadian-foreclosures/</link> <comments>http://www.wildwoodbailouts.com/canadian-foreclosures/#comments</comments> <pubDate>Thu, 20 May 2010 16:12:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Foreclosures]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[canada]]></category> <category><![CDATA[canadian]]></category> <category><![CDATA[canadian foreclosures]]></category> <category><![CDATA[canadian foreclosures for sale]]></category> <category><![CDATA[canadian foreclosures listings ontario]]></category> <category><![CDATA[canadian foreclosures ontario]]></category> <category><![CDATA[canadian foreclosures sale]]></category> <category><![CDATA[canadian-foreclosure]]></category> <category><![CDATA[foreclosures]]></category><guid
isPermaLink="false">http://www.wildwoodbailouts.com/canadian-foreclosures/</guid> <description><![CDATA[<p>canadian foreclosures Vancouver Foreclosures Set to Rise Economist David Rosenburg predicts an increase in mortgage defaults in Canada. The chief economist at Gluskin&#160;Sheff + Associates points to eroding real estate values and interest rate increases as the catalysts that will&#160;trigger an increase in real estate foreclosures in Vancouver and across Canada. Housing starts, building permits [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/canadian-foreclosures/">Canadian Foreclosures</a></p>]]></description> <content:encoded><![CDATA[<p><strong>canadian foreclosures</strong><br
/> <img
style="margin-right:20px" src="http://www.wildwoodbailouts.com/wp-content/uploads/canadian foreclosures.jpg" alt="canadian foreclosures" border="0" align="left" /></p><h2>Vancouver Foreclosures Set to Rise</h2><p>Economist David Rosenburg predicts an increase in mortgage defaults in Canada.</p><p>The chief economist at <a
href="http://www.gluskinsheff.com/us-intl/" title="Gluskin_Sheff">Gluskin&nbsp;Sheff + Associates </a>points to eroding real estate values and interest rate increases as the catalysts that will&nbsp;trigger an increase in real estate foreclosures in Vancouver and across Canada.</p><p><a
href="http://en.wikipedia.org/wiki/Housing_starts" title="Housing starts">Housing starts</a>, building permits and home prices have slipped since the Spring and the housing market&nbsp;boom that propelled Canada out of recession is losing momentum. Rosenburg believes that even if Canada&#8217;s real estate market&nbsp;experiences a fraction of the correction that occurred in the US, financial markets and the Canadian economy as a whole will be &#8220;in for a rude awakening.&#8221;</p><p>While on the subject of Vancouver foreclosures, well-known&nbsp;economic doomsayer <a
href="http://www.roubini.com/" title="Noriel_Roubini">Noriel&nbsp;Roubini</a> has warned that there&#8217;s more pain to come. Mr. Roubini, also known as Doctor Doom, is famous for predicting the financial meltdown of 2007/08. He says a double-dip recession is not out of the question and that our current environment already feels recessionary.</p><p>Quote:</p><p>&#8220;if the economic data surprise on the down side, we are going to have a correction of the stock markets, widening of credit spreads, increased volatility, increased risk aversion, then it leads to a shock for the real economy.&#8221;</p><p>Don&#8217;t expect a glut of new foreclosures to hit the market all at once in Vancouver. While mortgage defaults might rise, many of these can and will be rectified&nbsp;before the process actually gets to a court ordered sale. Also, keep in mind that Canadian foreclosure law affords a lot more protection to the home owner. Thirty cents on the dollar foreclosure&nbsp;fire sales don&#8217;t happen here.</p><p>Lets hope&nbsp;Messrs&nbsp;Rosenburg and Roubini are both wrong.</p><p><strong>About the Author</strong><br
/></p><p>I am a Vancouver realtor and mortgage broker who has been in the real estate industry for 12 years.&nbsp; My formal education includes a Bachelor&#8217;s of Commerce from the University of Natal and a diploma in Urban Land Economics from UBC</p><p>I enjoy many outdoor pursuits such as fishing, surfing, kayaking, windsurfing and camping.</p><p>Vancouver is a great place to live!</p><p><script type="text/javascript">hopfeed_template="";hopfeed_align="LEFT";hopfeed_type="IFRAME";hopfeed_affiliate_tid="";hopfeed_affiliate="savvysues";hopfeed_fill_slots="false";hopfeed_height=280;hopfeed_width=336;hopfeed_cellpadding=5;hopfeed_rows=3;hopfeed_cols=1;hopfeed_font="Verdana, Arial, Helvetica, Sans Serif";hopfeed_font_size="9pt";hopfeed_font_color="#000000";hopfeed_border_color="#FFFFFF";hopfeed_link_font_color="#3300FF";hopfeed_link_font_hover_color="#3300FF";hopfeed_background_color="#FFFFFF";hopfeed_keywords="loan modifications";hopfeed_path="http://savvysues.hopfeed.com";hopfeed_link_target="_blank";</script><br
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style='clear:both'></div><p>The Original Post is Located Here: <a
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isPermaLink="false">http://www.wildwoodbailouts.com/2nd-mortgage-loan-modification/</guid> <description><![CDATA[<p>2nd mortgage loan modification The Dirty Little Secret Behind 2Nd Mortgages The dirty little secret that the servicers of second mortgages and equity loans don&#8217;t want you to know is that the borrower holds most of the leverage when they fall behind on the monthly payments. These type of loans always fall into place behind [...]</p><p>The Original Post is Located Here: <a
href="http://www.wildwoodbailouts.com/2nd-mortgage-loan-modification/">2nd Mortgage Loan Modification</a></p>]]></description> <content:encoded><![CDATA[<p><strong>2nd mortgage loan modification</strong><br
/> <img
style="margin-right:20px" src="http://www.wildwoodbailouts.com/wp-content/uploads/2nd mortgage loan modification.jpg" alt="2nd mortgage loan modification" border="0" align="left" /></p><h2>The Dirty Little Secret Behind 2Nd Mortgages</h2><p>The dirty little secret that the servicers of second mortgages and equity loans don&#8217;t want you to know is that the borrower holds most of the leverage when they fall behind on the monthly payments. These type of loans always fall into place behind the first mortgage. This means that should the home be lost to foreclosure or sold through short sale, the second mortgage won&#8217;t get a dime until the first mortgage is satisfied in full. With the recent and sudden drop in real estate values nationwide, this means that most of the time, a second mortgage is wiped out or sold off as a total loss in cases of foreclosure or short sale.</p><p>Many people will contact their second mortgage when they initially fall behind on payments are shocked to find that the lender will offer a loan modification very quickly and easily. These modifications will generally lower the payments for a period of time to allow the borrower to &#8220;get back on their feet&#8221;. In reality, these plans are usually far from the best they can offer and many times don&#8217;t provide any kind of long term relief. Most people accept these plans gratefully and begin making payments again not realizing that they just settled for less than they need to and did not successfully capitalize on their position of leverage.</p><p>A second mortgage does have the ability to foreclose on a property if the payments go beyond ninety days behind. This &#8220;right to foreclose&#8221; was written into the original loan documents; however the only reason they would ever foreclose is if the property has a sizable amount of equity and the foreclosure would make financial sense. It would need to give them the ability to not only clear the first, but retain a profit for themselves. In fact if the second mortgage foreclosed they would be doing a huge favor for the first mortgage. The second would now own the property and have to keep everything current, the property taxes (plus any back taxes), the heat (so the pipes don&#8217;t freeze), repairs, and they would also shoulder the costs of selling the property and paying off the first. These expenses many times add up to more than they are owed in total on the second mortgage or equity loan. This is why the borrower has much more leverage with a second than with the first. If the value no longer remains in the home, what is protecting the second? Nothing, collection is basically no more enforceable than a credit card debt.</p><p>The trend over the past 12-18 months has been that the lender of a second mortgage will only hold a loan until it goes to about six months behind. They have been treating these debts as a &#8220;charge off&#8221; at that point. This means that the lender has declared the debt as uncollectable and the debt is no longer considered an asset within the bank. The debt is usually sold off to a debt buyer for a fraction of what the principle balance is. If a second mortgage is &#8220;charged off&#8221; the debt is no longer attached to the property in most cases and the new debt buyer will not have the right to foreclose anymore. They still have the right to try to collect the balance and the debt will still appear on the borrowers credit report until it is either &#8220;satisfied in full&#8221; or &#8220;settled&#8221; for less than the full balance. Settlements on a second mortgage or equity loan can go as low as 10% and offer the borrower the opportunity to save a huge amount of money when compared to the cost of remaining in the loan and paying month to month until the debt is paid under the lenders terms.</p><p>If a borrower is having trouble keeping up with payments on a second mortgage or equity loan they should certainly look at all options to modify the loan and save money. Many people are faced with the harsh reality that their home is worth more than they owe. Modifying or settling their second mortgage may very well be the best opportunity to reduce the principle balance owed and get the property &#8220;above water&#8221;.</p><p><strong>About the Author</strong><br
/></p><p>The author has been on the front lines of the &#8220;economic crisis&#8221; since the beginning and continues to fight for consumers nationwide.</p><p>&nbsp;</p><p>Northeast Settlement Group Inc<br
/>866-794-1869 Toll Free</p><p><a
href="http://settleshort.com/successstories/" target="_new">Amazing Examples of Saving Money </a>&nbsp;</p><p><script type="text/javascript">hopfeed_template="";hopfeed_align="LEFT";hopfeed_type="IFRAME";hopfeed_affiliate_tid="";hopfeed_affiliate="savvysues";hopfeed_fill_slots="false";hopfeed_height=280;hopfeed_width=336;hopfeed_cellpadding=5;hopfeed_rows=3;hopfeed_cols=1;hopfeed_font="Verdana, Arial, Helvetica, Sans Serif";hopfeed_font_size="9pt";hopfeed_font_color="#000000";hopfeed_border_color="#FFFFFF";hopfeed_link_font_color="#3300FF";hopfeed_link_font_hover_color="#3300FF";hopfeed_background_color="#FFFFFF";hopfeed_keywords="short sales";hopfeed_path="http://savvysues.hopfeed.com";hopfeed_link_target="_blank";</script><br
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